Best Car Insurance from Roojai Indonesia

Roojai can insurance premiums are based on the car insurance rates regulated by OJK (Indonesia’s Financial Services Authority). According to OJK regulations, the premium amount is determined by the car’s value and the region where it is registered.

Vehicle Region Categories:

• Region 1: Sumatra and surrounding islands
• Region 2: DKI Jakarta, West Java, and Banten
• Region 3: Other regions outside Region 1 and Region 2

Vehicle Region Categories:

• Category 1: Rp0 – Rp125,000,000
• Category 2: >Rp125,000,000 – Rp200,000,000
• Category 3: >Rp200,000,000 – Rp400,000,0000
• Category 4: >Rp400,000,000 – Rp800,000,000
• Category 5: >Rp800,000,000

• Damage caused by using the insured car for towing, pushing another vehicle, or other improper use.
• Damage caused by the items carried in the vehicle.
• Damage resulting from intentional acts.
• If the driver's license has expired.
• Violations of traffic signs.
• Damage to car accessories (unless listed in the policy).

1. Contact Roojai’s claims team within a maximum of 5 calendar days after the incident.
2. Complete all required claim documents and send them to mvclaims@roojai.co.id.
3. The Roojai claims team will send a link via SMS/email to conduct a video survey.
4. The Roojai claims team will confirm the claim via email.
5. Plan for car repairs and take the vehicle to the nearest partner garage.
6. Track the repair status via email.

See the full terms and claim process for Roojai car insurance!

To purchase car insurance, you must pass a vehicle inspection. Usually, a surveyor from the insurance company will come to your location for a detailed inspection.

At Roojai, we make vehicle inspections easy with our online process. Simply schedule an inspection, and we'll send you a link for a quick video call. The whole process takes just 5-10 minutes.

Learn more about the terms and process of vehicle inspection at Roojai!